for futher reference i personally have budgeted about 25-30k J a month for vehicle lease, 30k J a month for gas/maintenance (have been told that's too much, but we like to get out and about a lot and after spending 10k in 10 days last time, i'm sticking it there, hopefully it's an overestimate and not an underestimate! ), about 50-55k a month for groceries and dining (we like to eat at a nice restaurant a couple times a month)... and i threw an extra 30-40k J aside for just in case money... in jamaica things always seem to come up if they don't we can treat ourselves once every other month or so to a nice weekend away (i have a list a mile long of places that i'd love to stay, and a best friend in cayman who i haven't seen in over a year)... all and all it came in just under 3500US...

again, hope it helps someone...